Page 104 - AR Asuransi Bintang 2022

KERJA SAMA REASURANSI
REINSURANCE PARTNERSHIP
Dukungan reasuransi merupakan satu faktor sangat penting bagi perusahaan asuransi dalam menyediakan jaminan proteksi yang dapat diandalkan oleh para nasabahnya. Oleh karena itu, PT Asuransi Bintang Tbk selalu memilih reasuradur yang memiliki peringkat kekuatan finansial sangat baik serta memenuhi ketentuan Peraturan Otoritas Jasa Keuangan Nomor 14/POJK.05/2015 tentang Retensi Sendiri dan Dukungan Reasuransi Dalam Negeri yang telah diubah dengan Peraturan Otoritas Jasa Keuangan Nomor 19/POJK.05/2019.
PT Asuransi Bintang Tbk memiliki program reasuransi otomatis dalam bentuk treaty proporsional dan non- proporsional untuk bisnis konvensional maupun syariah, dengan panel reasuradur sebagai berikut:
Property & Engineering Quota Share & Surplus
Reinsurance support is vital to insurance companies. It provides protection guarantee thus make them dependabletotheircustomers.Hence,PTAsuransi Bintang Tbk always chooses reinsurers with excellent financial strength rating that also fulfills the provisions of the Financial Services Authority Regulation Number 14/POJK.05/2015 concerning Own Retention and Domestic Reinsurance Support which has been amended by Financial Services Authority Regulation Number 19/POJK.05/2019.
PT Asuransi Bintang Tbk has an automatic reinsurance program in the form of a proportional and non-proportional treaty for conventional and sharia businesses, with reinsurer panels as follows:
Overseas Reinsurers
Reinsurers
Rating
Country Share
Singapore 20%
Malaysia 8% Indonesia 30%
Indonesia 15%
Indonesia 20%
Indonesia 7%
Country Share
Singapore 30%
Malaysia 8% Indonesia 40%
Indonesia 7.5%
Indonesia 10%
Indonesia 4.5%
Swiss Re Hannover Re
PT Reasuransi Indonesia Utama (Persero) PT Reasuransi Nasional Indonesia
PT Tugu Reasuransi Indonesia
PT Maskapai Reasuransi Indonesia
AA- (S&P)
AA- (S&P)
AA(idn) (Fitch Ratings)
A(idn) (Fitch Ratings)
A+(idn) (Fitch Ratings)
AA-(idn) (Fitch Ratings)
Local Reinsurers
Whole Account Risk and Catastrophe Excess of Loss
Overseas Reinsurers
Reinsurers
Rating
Swiss Re Hannover Re
PT Reasuransi Indonesia Utama (Persero) PT Reasuransi Nasional Indonesia
PT Tugu Reasuransi Indonesia
PT Maskapai Reasuransi Indonesia
AA- (S&P)
AA- (S&P)
AA(idn) (Fitch Ratings)
A(idn) (Fitch Ratings)
A+(idn) (Fitch Ratings)
AA-(idn) (Fitch Ratings)
Local Reinsurers
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PT Asuransi Bintang Tbk
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