Page 366 - AR Asuransi Bintang 2022

PT ASURANSI BINTANG Tbk
DAN ENTITAS ANAK
Catatan atas Laporan Keuangan Konsolidasian Untuk Tahun-tahun yang Berakhir
31 Desember 2022 dan 2021
(Angka-angka Disajikan dalam Ribuan Rupiah, kecuali Dinyatakan Lain)
PT ASURANSI BINTANG Tbk AND ITS SUBSIDIARY Notes to Consolidated Financial Statements For the Years Ended December 31, 2022 and 2021 (Figures are Presented in Thousands of Rupiah, unless Otherwise Stated)
25. Beban Klaim
25. Claims Expenses 2022
Klaim Bruto/
Gross Claims
Klaim Reasuransi/ Reinsurance Claims
(87.564.067) (20.350) (934.610) (6.890.543) (49.284.457) (604.258)
(145.298.285)
Kenaikan (Penurunan) Estimasi Klaim Increase (Decrease)
in Estimated Claims
Beban Klaim - Bersih/ Net Claims Expense
Kebakaran 113.326.284 Kendaraan bermotor 28.921.231 Pengangkutan 5.703.843 Rekayasa 10.442.195 Rangka kapal 52.289.055 Aneka 5.003.097
Jumlah 215.685.705
9.815.439 35.577.656
Fire
Motor vehicles Marine cargo Engineering Hull Miscellaneous
Total
Fire
Motor vehicles Marine cargo Engineering Hull Miscellaneous
Total
(2.094.134) 952.484 1.379.978 2.540.804 2.209.731
14.804.302
26.806.747 5.721.717 4.931.630 5.545.402 6.608.570
85.191.722
Beban Klaim - Bersih/ Net Claims Expense
25.634.040 27.954.188 1.611.150 3.688.691 4.539.320 195.330
63.622.719
2021
Kenaikan
Klaim Bruto/ Reinsurance Gross Claims Claims
Kebakaran 84.464.380 (60.211.082) Kendaraan bermotor 30.860.340 - Pengangkutan 3.150.654 (1.798.080) Rekayasa 29.900.412 (24.865.623) Rangka kapal 23.389.176 (21.870.816) Aneka 1.536.397 (113.535)
Jumlah 173.301.359 (108.859.136)
26. Beban Komisi – Bersih
Net Commission Expense
Beban (Penghasilan) Komisi - Bersih/ Net Commission Expense (Income)
(20.832.082) 11.671.436 2.757.533
(91.684) (3.408.537)
34.978.491 25.075.157
Klaim Reasuransi/
(Penurunan)
Estimasi Klaim Increase (Decrease)
in Estimated Claims
1.380.742 (2.906.152)
258.576 (1.346.098)
3.020.960 (1.227.532)
(819.504)
Beban Komisi/
Commission Expense
26.
2022 Pendapatan Komisi/ Commission Income
(50.577.475) (35.089) (1.642.437) (2.203.994) (11.592.105) (768.757)
(66.819.857)
Kebakaran 29.745.393 Kendaraan bermotor 11.706.525 Pengangkutan 4.399.970 Rekayasa 2.112.310 Rangka kapal 8.183.568 Aneka 35.747.248
Jumlah 91.895.014
Fire
Motor vehicles Marine cargo Engineering Hull Miscellaneous
Total
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