Page 407 - AR Asuransi Bintang 2022

PT ASURANSI BINTANG Tbk
Lampiran V: Pendapatan, Beban dan Hasil Underwriting - Induk Perusahaan Untuk Tahun-tahun yang Berakhir 31 Desember 2022 dan 2021 (Angka-angka Disajikan dalam Ribuan Rupiah, kecuali Dinyatakan Lain)
PT ASURANSI BINTANG Tbk Attachment V: Parent Entity - Underwriting Revenues, Expenses and Income For the Years Ended December 31, 2022 and 2021 (Figures are Presented in Thousand of Rupiah, unless Otherwise Stated)
Pendapatan underwriting
Pendapatan premi Premi bruto
206.402.729 (147.949.917)
60.123.498 (400.727)
20.686.532 (7.281.496)
12.396.652 (8.219.499)
83.334.664 (80.144.295)
76.120.461 153.400 459.217.936 477.181.675 (3.919.890) (247.915.824) (282.427.457)
Premium income
Gross premiums Reinsurance premiums Decrease (increase)
Premi reasuransi Penurunan (Kenaikan) premi
belum merupakan pendapatan
4.204.281 62.657.093
121.370
(345.198)
Pendapatan premi - bersih Beban underwriting
72.072.202 7.859
223.493.529 205.396.484
Net premium income
Beban klaim Klaim bruto
113.326.284 (87.564.067)
28.921.231 5.703.843 10.442.195
52.289.055 (49.284.457)
5.003.097 (604.258)
-
215.685.705 173.301.359
Claims expense Gross claims
Klaim reasuransi
Kenaikan (Penurunan) estimasi
(20.350) (2.094.134)
(934.610) 952.484 5.721.717
(6.890.543) 1.379.978 4.931.630
-
(145.298.285) 14.804.302 85.191.722
(108.859.136) (819.504)
Reinsurance claims
Increase (decrease) in estimated
klaim retensi sendiri Beban klaim bersih
9.815.439 35.577.656
2.540.804 5.545.402
2.209.731 6.608.570
-
own retention claims Net claim expenses
Pendapatan (beban) komisi Pendapatan komisi Beban komisi
(50.577.475) 29.745.393
(35.089) 11.706.525
(1.642.437) 4.399.970
(2.203.994) 2.112.310
(11.592.105) 8.183.568
(768.757) 35.747.248
-
(66.819.857) 91.895.014
(73.068.012) 91.715.744
Commission income (expense) Commission income Commission expense
Beban komisi - bersih
(20.832.082) 14.745.574 47.911.519
11.671.436 38.478.183 28.752.787
2.757.533
8.479.250
5.047.156 (1.007.991)
(3.408.537) 2.136.865 2.030.179
18.647.732 82.270.451
Jumlah beban underwriting Hasil underwriting
-
Total underwriting expenses Underwriting income
Kebakaran/
Kendaraan Bermotor/ Motor
Pengangkutan/
Rekayasa/
Rangka Kapal/
Aneka/
Unit link/
Jumlah/Total
Fire
vehicles
Marine cargo
Engineering
Hull
Miscellaneous
Unit link
2022
2021
7.508.199
67.230.970 13.526.406 3.831.955
976.675 4.167.044
(128.369) (145.541) 12.191.417 10.642.266
in unearned premiums
26.806.747
-
63.622.719
(91.684) 4.839.946
-
- i.5 -
34.978.491
41.587.061
30.485.141 7.859
25.075.157
110.266.879
113.226.650 123.126.033
Net commission expense
-
Underwriting expenses