Page 5 - asuransi bintang annual report flipbook 2023

04 Teknologi Informasi & Pengelolaan Kebijakan 104 Keamanan Information Technology & Security Policy Management 106 Tinjauan Operasi per Lini Usaha Review of Operations per Business Line Analisa & Pembahasan Manajemen Management Analysis & Discussion 185 189 Komite - Komite Pendukung Direksi Committees Supporting Board of Directors Penilaian Terhadap Kinerja Komite yang Mendukung Pelaksanaan Tugas Anggota Direksi dan Dewan Komisaris Assessment of The Performance of Committees That Support The Implementation of Duties of Board of Directors And Board of Commissioner Dewan Pengawas Syariah Kemampuan Membayar Hutang Company’s Solvency Struktur Modal Perusahaan Capital Structure of The Company Informasi dan Fakta Material Setelah Tanggal 120 Laporan Akuntan 194 Sharia Supervisory Board 118 118 199 210 Sekretaris Perusahaan Corporate Secretary Pengendalian Internal Internal Control 121 124 125 223 Implementation of Risk Management Akuntan Perseroan Information and Material Facts After the Date of the Accountant’s Report Rencana 2024 Plan 2024 Aspek Pemasaran Marketing Aspect Informasi Transaksi Material yang Mengandung Benturan Kepentingan dan/atau Transaksi dengan Pihak Afiliasi/Pihak Berelasi Information on Material Transactions That Contain Conflict of Interest and/or Transactions with Affiliated Parties/Related Parties Perubahan Peraturan Perundang-Undangan 218 Sistem Pengendalian Internal Internal Control System Perkara Hukum yang Dihadapi Selama Tahun 230 Buku 2023 Legal Cases Faced During Fiscal Year 2023 231 Kode Etik dan Pedoman Perilaku Code of Ethics and Code of Conducts Program Kepemilikan Saham oleh Karyawan 234 dan/atau Manajemen Employee/Management Share Ownership Program Penerapan Manajemen Risiko 228 Company Account yang Berpengaruh Signifikan Terhadap 126 Perseroan Kebijakan Pengungkapan Informasi 126 05 130 138 148 163 178 Information Disclosure Policy Whistleblowing Policy Changes to Law Regulations That Significantly Influence The Company Perubahan Kebijakan Akuntansi dan Dampaknya yang Diterapkan di Tahun 2023 Accounting Policy Changes and Their Impacts Applied in 2023 234 235 Kebijakan Whistleblowing Kebijakan Anti Korupsi 237 Anticorruption Policy Tata Kelola Perusahaan 06 240 07 Tanggung Jawab Sosial Perusahaan Corporate Social Responsibility Tanggung Jawab Sosial dan Lingkungan Perusahaan Corporate Social and Environmental Responsibility Good Corporate Governance Penilaian Tata Kelola Perusahaan yang Baik References of Corporate Governance Implementation Rapat Umum Pemegang Saham General Meeting of Shareholders Dewan Komisaris Board of Commissioners Direksi Board of Directors Komite-Komite Pendukung Dewan Komisaris Laporan Keuangan Financial Statements Committees Supporting The Board of Commissioners 2023 Laporan Tahunan PT Asuransi Bintang Tbk 3 Annual Report