Page 332 - asuransi bintang annual report flipbook 2023

PT ASURANSI BINTANG Tbk DAN ENTITAS ANAK Catatan atas Laporan Keuangan Konsolidasian Untuk Tahun-tahun yang Berakhir 31 Desember 2023 dan 2022 (Angka-angka Disajikan dalam Ribuan Rupiah, kecuali Dinyatakan Lain) PT ASURANSI BINTANG Tbk AND ITS SUBSIDIARY Notes to Consolidated Financial Statements For the Years Ended December 31, 2023 and 2022 (Figures are Presented in Thousands of Rupiah, unless Otherwise Stated) 25. Beban Klaim 25. Claims Expenses 2023 Kenaikan (Penurunan) Estimasi Klaim Increase (Decrease) in Estimated Claims Klaim Bruto/ Gross Claims Klaim Reasuransi/ Reinsurance Claims (80.361.239) (5.883) (6.257.454) (4.148.854) (76.496.423) (445.046) - (167.714.899) Beban Klaim - Bersih/ Net Claims Expense Kebakaran 107.078.629 Kendaraan bermotor 21.200.414 Pengangkutan 11.182.002 Rekayasa 6.189.104 Rangka kapal 82.933.254 Aneka 2.383.135 Unit link 77.142 Jumlah 231.043.680 Klaim Bruto/ Gross Claims Kebakaran 113.326.284 Kendaraan bermotor 28.921.231 Pengangkutan 5.703.843 Rekayasa 10.442.195 Rangka kapal 52.289.055 Aneka 5.003.097 Jumlah 215.685.705 26. Beban Komisi – Bersih 2.124.200 28.841.590 (1.816.569) 19.377.962 Fire Motor vehicles Marine cargo Engineering Hull Miscellaneous Unit Link Total Fire Motor vehicles Marine cargo Engineering Hull Miscellaneous Total 2.920.465 1.615.484 2.084.303 1.441.913 - 8.369.796 7.845.013 3.655.734 8.521.134 3.380.002 77.142 71.698.577 Beban Klaim - Bersih/ Net Claims Expense 9.815.439 (2.094.134) 26.806.747 2022 Kenaikan (Penurunan) Estimasi Klaim Increase (Decrease) in Estimated Claims Klaim Reasuransi/ Reinsurance Claims (87.564.067) (20.350) (934.610) (6.890.543) (49.284.457) (604.258) (145.298.285) 35.577.656 952.484 1.379.978 2.540.804 2.209.731 14.804.302 5.721.717 4.931.630 5.545.402 6.608.570 85.191.722 2023 Pendapatan Beban Komisi/ Komisi/ Commission Commission Expense Income 26. Net Commission Expense Beban (Penghasilan) Komisi - Bersih/ Net Commission Expense (Income) (21.292.011) 4.489.353 2.056.897 400.686 645.858 33.628.334 19.929.117 Kebakaran 33.993.883 (55.285.894) Kendaraan bermotor 4.464.786 24.567 Pengangkutan 5.246.756 (3.189.859) Rekayasa 2.299.626 (1.898.940) Rangka kapal 3.890.122 (3.244.264) Aneka 33.805.381 (177.047) Jumlah 83.700.554 (63.771.437) Fire Motor vehicles Marine cargo Engineering Hull Miscellaneous Total - 73 -