Page 358 - asuransi bintang annual report flipbook 2023

PT ASURANSI BINTANG Tbk DAN ENTITAS ANAK Catatan atas Laporan Keuangan Konsolidasian Untuk Tahun-tahun yang Berakhir 31 Desember 2023 dan 2022 (Angka-angka Disajikan dalam Ribuan Rupiah, kecuali Dinyatakan Lain) PT ASURANSI BINTANG Tbk AND ITS SUBSIDIARY Notes to Consolidated Financial Statements For the Years Ended December 31, 2023 and 2022 (Figures are Presented in Thousands of Rupiah, unless Otherwise Stated) Laporan Surplus Defisit Dana Tabarru’ PENDAPATAN ASURANSI Kontribusi bruto Pendapatan pengelolaan operasi asuransi (ujrah) Bagian reasuransi Jumlah pendapatan asuransi BEBAN ASURANSI Pembayaran klaim Bagian reasuransi atas klaim Perubahan penyisihan klaim dalam proses Perubahan penyisihan klaim sudah terjadi tetapi belum dilaporkan yyg Perubahan penyisihan kontribusi manfaat polis masa depan Jumlah beban asuransi SURPLUS UNDERWRITING Defisit Neto Asuransi PENDAPATAN DAN BEBAN INVESTASI Pendapatan investasi neto DEFISIT DANA TABARRU' SALDO AWAL DANA TABARRU' SALDO AKHIR DANA TABARRU' 2023 (88.650) 28.772 (43.998) (103.876) 5.298 - (5.076) (74.262) (638.168) (712.208) 608.332 (265.485) 342.847 7.949.699 8.292.546 Statements of Surplus on Tabarru’ Fund Deficiency INSURANCE REVENUES Gross contribution Operator's remuneration for managing insurance operation (ujrah) Reinsurance share Net insurance revenues INSURANCE EXPENSES Claims paid Claims paid by reinsurance Changes in claims in process Changes in claims incurred but not yet reported Changes in contribution reserved for future benefits Net insurance detail UNDERWRITING SURPLUS Net Deficit from Insurance Operations INVESTMENT INCOME AND EXPENSE Net investment income UNDERWRITING DEFICIT (INCOME) OF TABARRU' FUND BEGINNING BALANCE OF TABARRU' FUND ENDING BALANCE OF TABARRU' FUND 2022 (2.510.055) 785.172 15 (1.724.868) 178.972 (145.556) (14.409) (125.462) (881.774) (988.229) (736.639) (313.485) (1.050.124) 8.999.823 7.949.699 - 99 -