Page 113 - AR Asuransi Bintang 2022

Produksi Premi Berdasarkan Jalur Distribusi
Premiums Issuance based on Distribution Channel
Lini Usaha Asuransi
Insurance Business Line
Agen
Agents
2022
Premi
Premium
92,448
2021
Premium
110,376
21,948
195,583
67,626
68,257
13,391
477,182
2020
Premium
75,259
24,828
198,214
58,625
80,461
15,172
452,779
%
20.13%
6.32%
37.53%
14.62%
18.63%
2.77%
100.00%
Premi
%
23.13%
4.60%
40.99%
14.17%
14.30%
2.81%
100.00%
Premi
%
16.63%
5.49%
43.80%
12.95%
17.78%
3.35%
100.00%
Bank 29,007
Broker 172,322
Direct 67,151
Leasing 85,568
Telemarketing 12,723
Jumlah
Total
459,218
Keterangan | Note:
*Premi dalam jutaan rupiah | Premiums in million IDR
TINJAUAN KEUANGAN Premi Bruto
FINANCIAL REVIEW Gross Premiums
Ditahun 2022 Perseroan berhasil membukukan premi sebesar Rp 459,2 miliar, produksi premi tersebut terkontraksi sebesar Rp 17,9 miliar atau 3,76% dibandingkan tahun 2021, sementara pendapatan premi bersih naik sebesar Rp 18 miliar atau 8,81% dibanding tahun 2021. Pertumbuhan produksi premi tercatat pada jenis Asuransi kendaraan bermotor sebesar Rp 5 miliar atau 9,24%, jenis Asuransi aneka sebesar Rp 14 miliar atau 22,63%, dan pruduk Unit link sebesar Rp 153 juta atau 100%. Jenis asuransi harta benda mengalami kontraksi sebesar Rp 21,5 miliar atau 9,44%, jenis Asuransi pengangkutan sebesar Rp 2,3 miliar atau 10,04%, jenis Asuransi rekayasa sebesar Rp 953 juta atau 7,14%, dan jenis Asuransi rangka kapal sebesar Rp 12,4 miliar atau 13,02%.
In 2022, the Company managed to record the amount of premiums at IDR 459.2 billion, decreased by IDR 17.9 billion or 3.76% compared to 2021, while net premium income increased by IDR 18 billion or 8.81% compared to 2021. Growth in premium production was recorded for motor vehicle insurance amounting to IDR 5 billion or 9.24%, miscellaneous insurance amounting to IDR 14 billion or 22.63%, and unit link products amounting to IDR 153 million or 100%. The Property insurance contracted by IDR 21.5 billion or 9.44%, the transportation insurance by IDR 2.3 billion or 10.04%, the engineering insurance by IDR 953 million or 7.14%, and ship hull insurance by IDR 12.4 billion or 13.02%.
Laporan Tahunan 2022 Annual Report 111
PT Asuransi Bintang Tbk